Your money, explained simply
The welfare does not keep all money in one basket. Each fund has a job. This page explains the job in ordinary language, with examples you can count yourself.
The five money baskets
Calling everything “welfare money” makes mistakes easy. Separate funds make it clear what can be spent, who should pay and who should receive a message.
Money for the welfare’s general work.
What this means
A simple example
A new member pays KES 100 and receives a KFW membership number. That KES 100 is a joining fee. It is not charged every month.
A proposed KES 150 monthly contribution, currently paused.
What this means
A simple example
After approval, if 100 active members each pay KES 150, the Monthly Welfare Fund receives KES 15,000. Until an administrator activates it and opens a billing round, the amount owed is KES 0.
Money collected to support an approved funeral cause.
What this means
A simple example
If a funeral cause has 10 men and 10 women, the expected collection is KES 5,000: 10 × 300 plus 10 × 200. The full KES 5,000 remains attached to that funeral cause.
A fund you join by choice.
What this means
A simple example
If 40 members join an optional support fund, those 40 can be billed. The other members do not owe it and should not receive its private notices.
Money kept for one project approved by members.
What this means
A simple example
If members raise KES 50,000 for a water tank, that KES 50,000 stays with the water project. Moving it elsewhere requires a proper recorded decision.
When bereavement comes
A registered, eligible member can submit a claim when the member or an approved immediate dependant dies. The secretary should receive the claim within 48 hours, then the committee verifies it before support is released.
Example of eligibility
If Akinyi misses three compulsory funeral contributions in a row, her benefit is suspended. Paying only the newest one is not enough. She regains access after all the skipped compulsory contributions are cleared.
Eligibility, verification and the constitution apply. Members decide how support for other immediate dependants is handled. Approved amendments can change this package.
From a decision to a receipt
The purpose, people covered, amount and due date are recorded before collection starts.
Compulsory causes appear for every covered member. Optional funds appear only after you join.
M-Pesa, cash and other approved payments are posted to your membership and the correct cause.
The system keeps the amount raised, spending, balance, reversals and audit history together.
Your contribution stays connected to your membership and the cause it paid.
This public page shows the rules, never names, phone numbers, arrears or private fund membership.
Reversals, corrections and approved spending are recorded instead of silently deleting history.
If your own record looks different from these rules, ask the secretary or treasurer to check it. Do not pay twice to correct a record.
No. It is paid once. A person receives a KFW membership number only after it is paid.
No. Compulsory causes cover the members named by the rules. Optional funds bill only people who chose to join.
The payment is attached to your membership and that funeral activity. When fully paid, it should no longer appear among your unpaid items.
Not quietly. Restricted project money stays with its approved project unless members make and record a proper decision allowed by the rules.
No. The earlier automatic 10% reserve rule was not approved and has been reversed. Your full monthly or funeral contribution remains in the fund you paid.
After approval, it will give the welfare regular money for approved ongoing needs without quietly taking part of a funeral contribution. Every active member will pay the same KES 150 each month.
No. The Monthly Welfare Fund is prepared but paused. Members are charged only after formal approval, administrator activation and the deliberate opening of a monthly billing round.
Sign in and open Payments or your member record. Personal balances are private and are never published on this page.
Sign in to see what you have paid, what is still due and the funds you joined.
